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KAYE SWAINKAYE SWAIN

Roseville REALTOR sharing homes for sale including 55+ homes for sale in Roseville CA, Sun City Roseville golf course & other homes, Del Webb the Club at Westpark, & Silverado homes at Eskaton Village Roseville

9167680127
KayeSwainRE@gmail.com
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Mortgage Rates & Payments by Decade [INFOGRAPHIC]

Check out these rates for a mortgage

Check out these mortgage rates! Can you believe how mortgage rates have varied over the past several decades?!? Some Highlights Sometimes it helps to see the dollars and cents you’ll save when you purchase a home while mortgage rates are low. Low mortgage rates help to propel a strong housing market. Today’s low rates mean it’s less expensive to borrow money, so the savings over the life of your loan is significant. Let’s connect to determine the best way to position your family for a financially-savvy move in today’s Roseville CA market with such terrific mortgage rates! … Continue reading...

Posted in: Real Estate News Tagged: mortgage rates, real estate, Real Estate Market, real estate news, real estate update

Homes Are More Affordable Right Now Than They Have Been in Years

Houses have not been this affordable in years via Kaye Swain

Today, home prices are appreciating. When we hear prices are going up, it’s normal to think a home will cost more as the trend continues. The way the housing market is positioned today, however, low mortgage rates are actually making homes more affordable, even as prices rise. Here’s why. According to the Mortgage Monitor Report from Black Knight: “While home prices have risen for 97 consecutive months, July’s record-low mortgage rates have made purchasing the average-priced home the most affordable it’s been since 2016.” How is that possible? Black Knight continues to explain: “As of … Continue reading...

Posted in: Real Estate News Tagged: real estate, Real Estate Market, real estate news, real estate update

Why Foreclosures Won’t Crush the Housing Market Next Year

Foreclosures may happen but hopefully not more than the norm

With the strength of the current housing market growing every day and more Americans returning to work, a faster-than-expected recovery in the housing sector is already well underway. Regardless, many are still asking the question: will we see a wave of foreclosures as a result of the current crisis? Thankfully, research shows the number of foreclosures is expected to be much lower than what this country experienced during the last recession. Here’s why. According to Black Knight Inc., the number of those in active forbearance has been leveling-off over the past month (see graph … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news, real estate update

Where Is the 2020 Housing Market Headed for the Rest of the Year? [INFOGRAPHIC]

Infographic showing real estate market updates for the nation

2020 Housing Market - Looking Forward - Broad Strokes Here is some handy information about where experts think the 2020 housing market for the United States is headed for the rest of the year. And wow! Buyers - you have to love those interest rates! Local 2020 Housing Market Updates Of course, the graph above, showing 2020 housing market updates is very general to cover the whole country. Most of us are especially interested in our own local market. Here is some info to help see what has been happening in our local counties the past few months, which can give us a hint on how things … Continue reading...

Posted in: Real Estate Info Tagged: National Real Estate Market, real estate, Real Estate Market, Real Estate Market Update, real estate news, real estate update

Two Reasons We Won’t See a Rush of Foreclosures This Fall

Rush of Foreclosures This Fall is unlikely

Rush of Foreclosures Coming? The health crisis we face as a country has led businesses all over the nation to reduce or discontinue their services altogether. This pause in the economy has greatly impacted the workforce and as a result, many people have been laid off or furloughed. Naturally, that would lead many to believe we might see a rush of foreclosures like we saw in 2008. The market today, however, is very different from 2008. The concern of more foreclosures based on those that are out of work is one that we need to understand fully. There are two reasons we won’t see a rush of … Continue reading...

Posted in: Real Estate News Tagged: real estate, Real Estate Market, real estate news, real estate update

A Remarkable Recovery for the Housing Market

A Remarkable Recovery for the Housing Market

Many Hopeful for Remarkable Recovery for Housing Market For months now the vast majority of Americans have been asking the same question: When will the economy turn around? Many experts have been saying the housing market will lead the way to a remarkable recovery, and today we’re seeing signs of that coming to light. With record-low mortgage rates driving high demand from potential buyers, homes are being purchased at an accelerating pace, and it’s keeping the housing market and the economy moving. Here’s a look at what a few of the experts have to say about today’s astonishing recovery. … Continue reading...

Posted in: Real Estate News Tagged: real estate, Real Estate Market, real estate news, real estate update

Is the Health Crisis Driving Buyers Out of Urban Areas?

thinking of leaving the urban life for suburban or rural lifestyle

Many Homebuyers Leaving the Urban Lifestyle. The pandemic has caused consumers to re-examine the components that make up the “perfect home” in an urban area, handy to shopping, entertainment, and more. Many families are no longer comfortable with the locations and layouts of their existing homes. The allure of city life (more congested) seems to be giving way to either suburban (yay - Roseville CA is a lovely suburban option) or rural life (less congested which includes places like Penn Valley, Forest Falls and more in Placer County). The fascination with an open floor plan seems to be fading … Continue reading...

Posted in: Real Estate News Tagged: Brand New Homes, Corona Virus, country living, real estate, Real Estate Market, real estate news, real estate update, suburban, urban

Want to Make a Move? Homeowner Equity is Growing Year-Over-Year

Want to Make a Move? Roseville Homeowner Equity is Generally Growing

Homeowner Equity Insights Report One of the bright spots of the 2020 real estate market overall is the growth in equity homeowners are experiencing across the country, including here in Roseville CA, According to the recently released Homeowner Equity Insights Report from CoreLogic, in nearly every state there was a year-over-year first-quarter increase, averaging out to a 6.5% overall gain. The report notes: “CoreLogic analysis shows U.S. homeowners with mortgages (roughly 63% of all properties) have seen their equity increase by a total of nearly $590 billion since the first quarter of … Continue reading...

Posted in: Real Estate Info Tagged: home equity, real estate, Real Estate Market, real estate news, real estate update, Roseville CA

Three Reasons Homebuyers Are Ready to Purchase This Year

Three Reasons Homebuyers Are Ready to Purchase This Year including in Roseville CA

Homebuyers Survey Has Great News for Home Sellers! A recent survey by Lending Tree tapped into behaviors of over 1,000 prospective homebuyers. The results indicated 53% of all buyers, including Roseville homebuyers, are more likely to buy a home in the next year, even amid the current health crisis. The survey further revealed why, naming several reasons homebuyers are more likely to move this year (see graph below): Let’s break down why these are a few of the key factors motivating buyers to actively engage in the home search process, and the corresponding wins for sellers as well. 1. Low … Continue reading...

Posted in: Real Estate News Tagged: real estate, Real Estate Market, real estate news, real estate update, Roseville CA

Are You Ready for the Summer Housing Market in Roseville?

Kaye Swain real estate agent shares about The Summer Housing Market in Roseville

Housing Market in Roseville and Through the Country As the health crisis started making its way throughout our country earlier this spring, some sellers, including Roseville sellers, have been cautious about putting their homes on the market. This hesitation stemmed primarily from fear of the spread of the coronavirus, and understandably so. This abundant caution has greatly impacted the number of homes for sale everywhere, including the housing market in Roseville, and slowed the pace of a typically busy spring real estate season. Mark Fleming, Chief Economist at First American notes: “As … Continue reading...

Posted in: Real Estate Info Tagged: home buyers, home sellers, real estate, Real Estate Market, real estate news, real estate update

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Kaye Swain REALTOR in Roseville CA real estate news and services including aging in place-multigenerational boomers and seniors old and vintage houses and first time home buyers

Hi and Welcome to KayeSwain.com.

Are you looking for homes for sale in Roseville CA and the surrounding area? I appreciate your stopping by and invite you to check out the various options available - from blog posts to inform you about this lovely Greater Sacramento Valley Area, to home searches you can set up - such as homes for sale Roseville, Lincoln, Rocklin, Granite Bay, Citrus Heights, Carmichael, Fair Oaks, etc, to fun real estate eye candy and more. And yes! This is true for residential neighborhoods, condo communities, and all of our lovely 55+ active senior retirement communities. If you have any questions about buying OR selling your home in Roseville or the surrounding Sacramento area, do give me a buzz at 916-768-0127 or email us at [email protected] We're here to help you and your family with your real estate needs.

Kaye Swain Sun City Roseville Real Estate Agent

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Resources for Buyers

The Ultimate Home Buyer's Guide

Resources for Boomers and Seniors

  • Seniors First Resource Guide
  • John Palley,Attorney – Certified Specialist in Estate Planning, Trust and Probate Law – offers an excellent and free book you can download as a pdf – “How to Live & Die With California Probate.” (Scroll to the bottom of his page and click the photo of the book)

 

RSS Roseville California Joys Blog – Latest Posts

  • Musing on the Fun Things to Do in Roseville CA in February 2021
  • Stopping Spam Calls in Roseville CA and Beyond!

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9167680127
KayeSwainRE@gmail.com
Christian Kaye Swain real estate agent blogger in Sacramento Roseville CA first time home buyers boomers seniors 700 700 with kw logo
© 2021 · Equity Framework
Kaye Swain Roseville Real Estate Agent, 916-768-0127, [email protected], CalBRE#01966207, with Keller Williams Realty, 548 Gibson Drive, Suite 200, Roseville CA 95678, (Each office is independently owned and operated)

If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal Opportunity Housing Provider.

Use of this site means you agree to the Metrolist Terms of Use. The content relating to real estate for sale on this web site comes in part from the IDX program of the MetroList MLS Services. Listing content is copyright © 2017 MetroList MLS Services. All information provided is deemed reliable but is not guaranteed and should be independently verified. The information provided is for consumers. personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. Please contact Kaye Swain Real Estate directly for additional information pertaining to the status and availability of properties displayed on this website.

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