12-11-22 Real Estate Market in Roseville CA Area

Kaye Swain Roseville REALTOR sharing 12-11-22 Real Estate Market in Roseville CA Area

12-11-22 Real Estate Market in Roseville CA Area As I have been writing about how our 12-11-22 real estate market in Roseville CA area is doing, we are in the midst of the holiday season - with Happy Hanukkah greetings, Merry Christmas salutations, and cute gingerbread houses all around... It's also raining this  weekend and we're so happy for that since we know we need the rain, even while being a tinge disappointed as it has cancelled or changed a fun holiday happening here or there. But winter is definitely approaching and that, coupled with the fun holiday spirit, almost always … Continue reading...

The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC]

The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC]

Some Highlights: Interest rates are projected to increase steadily heading into 2019. The higher your interest rate, the more money you end up paying for your home and the higher your monthly payment will be. Rates are still low right now – don’t wait until they hit 5% to start searching for your dream home! You might also enjoy reading... … Continue reading...

Several Useful First Time Home Buyer Options and Resources

Kaye Swain Roseville Real Estate Agent shares first time home buyer tips blog

The Ultimate Home Buyer's Guide Prepping To Be Ready To Buy Your First Home Are you thinking of becoming a first time home buyer? This is a great time for it! Due to the current economic climate and game-changing technology in the housing market, now is certainly a great time to dive in. After all, we are currently enjoying: Low interest rates With so many first time home buyer options, first time home buyers are being approved at mortgage rates that are extremely enticing. Can you believe you can still get a new mortgage for less than 4.0% (depending on your credit score, credit … Continue reading...

Is The National Real Estate Market Ready to Expand in 2016?

Kaye Swain Roseville Sacramento CA real estate agent sharing National real estate market news

National Real Estate Market Economic Outlook Improving The National Real Estate Market definitely looks ready to take off in 2016, in spite of existing-home sales in many areas dropping last November. Here's why. Improved weather in several areas of the country resulted in a rise in single-family and multifamily home construction. Also, the number of millennial (those born between 1980-2000) first time homebuyers is anticipated to grow in 2016. This could indicate an increase in demand for more homes which would definitely assist the housing market leading to positive gains. With … Continue reading...

Options in Light of the Interest Rate Increase

Kaye Swain Sacramento area REALTOR shares the difference an interest rate makes

Interest Rate Increase December 2015 As you have probably heard (especially if you follow my Facebook real estate page and/or my Twitter feed - @KayeSwain ), the Federal Reserve moved forward with an interest rate increase in December, 2015. Not by much, but it was a start. If you're wondering how much of a difference an interest rate increase can make, take a look at this infographic! Interest Rate Impacts on Home Buying When we bought our first home in Roseville about 20 years ago, we were able to assume an adjustable rate loan that was at a phenomenally low rate for then. It … Continue reading...

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Resources for Buyers

The Ultimate Home Buyer's Guide

Resources for Home Sellers

Click here for Kaye Swain’s ebook -> Your Home Sellers Guide 

 

 

Resources for Boomers and Seniors

  • Seniors First Resource Guide
  • John Palley,Attorney – Certified Specialist in Estate Planning, Trust and Probate Law – offers an excellent and free book you can download as a pdf – “How to Live & Die With California Probate.” (Scroll to the bottom of his page and click the photo of the book)

 

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