Should I Move or Refinance?

Kaye Swain sharing homes for sale in Roseville CA

The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning they don’t have a mortgage. Those with a mortgage are seeing their equity skyrocket too. Every time real estate values increase, homeowners get a dollar-for-dollar gain in their home equity. And that's true here in Roseville CA as well as around the country. According to the first-quarter 2021 U.S. Home Equity Report from ATTOM Data Solutions: “17.8 million residential properties in the United States were considered equity-rich, … Continue reading...

Our Roseville Real Estate Market In Spring 2021

Happy empty nesters are heading for one of our roseville retirement communities

Roseville Real Estate Market Spring 2021 As you've probably heard, things are hopping in our Roseville real estate market - often in a most unusual way. It's not just here in Roseville and Sacramento, or even just in California. I was talking to a banker in Arkansas and they are hearing similar stories to what is happening here - tho the prices are generally different (lower). It was pretty busy last summer, then slowed a bit over the holidays - albeit not as much as the previous year. But WOWZER - things have really ramped up over the last few weeks. Or have they? For my latest real … Continue reading...

Mortgage Rates Fall Below 3% [INFOGRAPHIC]

Kaye Swain Roseville REALTOR sharing mortgage rates below 3%

Great News! Mortgage Rates Fall Below 3%! Can you believe that you can buy a house with a mortgage interest rate as low as below 3%! WOW! They say it was once that low FIFTY YEARS AGO! Some Highlights Mortgage rates hit another all-time low, falling below 3% this week. If you’re ready to buy a home in the Roseville - Sacramento area, now is a great time to truly get more for your money at this historic moment. Let’s connect today to determine your best next steps toward homeownership. Want to see what's available? Check these lovely homes out: Homes for Sale in … Continue reading...

Coronavirus Impact of Real Estate in Roseville CA

Homes for sale in Sun City Roseville CA home to two gorgeous golf courses

Wondering About Coronavirus Impact on Real Estate in Roseville? Curious about the coronavirus impact of real estate in Roseville CA? Me too! And this seemed like a good time to look a bit closer. First though, let's take a look at how long it has been. According to CalMatters, Placer County declared a state of emergency on March. That was followed by the Governor of California declaring a State of Emergency on March 4, 2020, though it wasn't til March 15 that the official shelter-in-place order was given. Which means it has been about 7 weeks that we've been hunkering down. And almost as … Continue reading...

Roseville Real Estate Market Update Including Recent Homes Sold in Roseville CA

Baby Boomers buying or selling in Sun City Roseville CA or other 55 retirement community

Curious about our Roseville CA real estate market 2020? Are you wondering about our Roseville CA real estate market, including recent homes sold in Roseville CA? It does seem like an excellent time to check it out, don't you think? And don't forget, you can find all my posts on the local real estate market trends by clicking here OR on the "real estate market update" tab above. :) Looking Back for Roseville CA Real Estate Market In order to get a feel for what the Roseville California market will be doing in 2020, we need to look back to 2019 and even a bit of 2018. According to … Continue reading...

Lovely SINGLE STORY Home for Sale in Lincoln CA!

home for sale in Lincoln CA with great aging in place options for boomers and seniors Pinterest

Aging in Place Options in Home for Sale In Lincoln CA As long time readers of KayeSwain.com know well, I LOVE homes that are great for aging in place. That is so practical for a variety of reasons, Whether you are planning ahead for your own retirement or need to help your elderly parents, it's always wise to take aging in place into consideration. That could mean checking out one of the lovely senior living options in Roseville CA or maybe even looking a bit further afield at other senior communities Lincoln CA or Rocklin can offer. But don't forget to "look outside the box" at traditional … Continue reading...

West Roseville Real Estate Market Update – Spring 2019

West Roseville 95747 Real Estate Market Activity April 1 2019

Interest Rate Changes 2019 Lots of changes in our West Roseville real estate market in the past year. (CLICK HERE for the LATEST real estate market updates for the Roseville CA area. 😄 ) For that matter, a lot of changes in the real estate market in the United States, thanks in large part to interest rate changes! As Kiplinger shares, "The Fed Turns Dovish!" According to author David Payne, "Some investors are betting on a rate cut, but are likely to be disappointed. They think the slowing global economy will force the Fed to backtrack. However, Chairman Jerome Powell emphasized … Continue reading...

55 Homes for Sale Roseville-Market Update

55 homes for sale Roseville CA real estate market update

Del Webb's The Club At Westpark As long time readers of my blog may know, Del Webb's The Club at Westpark is one of the great over 55 communities Roseville CA enjoys! This master planned community was developed after Sun City Roseville CA had been fully completed. They began sales in it once Sun City Lincoln Hills was almost sold out. The Club at Westpark is a beautiful retirement community known for its lovely homes, spacious designs including 10 foot ceilings, gorgeous kitchens, thoughtful design elements, and so much more! And it's located amongst the fast-growing, very affordable, newer … Continue reading...

Sizzling Hot Roseville Sacramento Real Estate Market News

Roseville Real Estate Market News quarter ending June 2018 (1)

Roseville Sacramento Real Estate Market It's time to take a look at our Roseville Sacramento Real Estate Market trends for the second quarter ending June 2017.  (CLICK HERE for the LATEST real estate market updates for the Roseville CA area. 😄 ) Quarter ending June 2018 I did a search on our Sacramento Metrolist MLS to compare the quarter ending June 2018 vs the quarter ending June 2017 to give you an idea of how the greater Sacramento Valley area real estate market is going right now, including in Roseville, CA. Some Placer County and Sacramento County Cities Checking in Roseville … Continue reading...

Looking for a Single Story Home For Sale in the Roseville Rocklin Area?

Looking for single story homes for sale in Roseville CA Call Kaye Swain 916-768-0127 front door 3 car garage

FEATURED: Single Story Home for Sale in Rocklin CA Are you looking for a single story home for sale in the Roseville Rocklin area of California?  Today, I'm featuring a lovely one in Rocklin CA. A beautiful home that is a sweet delight, full of designer details and many upgrades. It sold long ago, however you'll find a search for similar and currently available homes for sale in Rocklin CA in this article, including... Great Options for Elderly Parents Having cared for elderly parents for many years, I have a tendency to look at every house through a caregiving lens. As Rosalyn Carter … Continue reading...

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Resources for Buyers

The Ultimate Home Buyer's Guide

Resources for Boomers and Seniors

  • Seniors First Resource Guide
  • John Palley,Attorney – Certified Specialist in Estate Planning, Trust and Probate Law – offers an excellent and free book you can download as a pdf – “How to Live & Die With California Probate.” (Scroll to the bottom of his page and click the photo of the book)

 

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Christian Kaye Swain real estate agent blogger in Sacramento Roseville CA first time home buyers boomers seniors 700 700 with kw logo