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KAYE SWAINKAYE SWAIN

Kaye Swain Roseville REALTOR - Specializing in Over 55 Communities in Roseville CA Area

9167680127
KayeSwainRE@gmail.com
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Video: Got Equity and Need Help with Downsizing Your Home in Roseville CA?

Kaye Swain Your Roseville real estate agent

Ready to check out YOUR equity? Did you know that in today's market - especially in our Roseville CA area - homeowners may have tremendous equity! Many average homeowners have gained $17,000 in equity over the past year! Believe it or not you may have more home equity than you think. So, maybe it's time to use that equity for a down payment on your dream home? Boomers and Seniors Or for us boomers and seniors, it could be a wise time to consider downsizing your home in Roseville CA and purchase a new one. And while you're at it, look for practical aging in place options! You … Continue reading...

Posted in: Retirement Living Roseville Tagged: 55+ senior retirement homes, aging in place options, boomers and seniors, home equity, market, Real Estate Market Update, Roseville California

Want to Make a Move? Homeowner Equity is Growing Year-Over-Year

Want to Make a Move? Roseville Homeowner Equity is Generally Growing

Homeowner Equity Insights Report One of the bright spots of the 2020 real estate market overall is the growth in equity homeowners are experiencing across the country, including here in Roseville CA, According to the recently released Homeowner Equity Insights Report from CoreLogic, in nearly every state there was a year-over-year first-quarter increase, averaging out to a 6.5% overall gain. The report notes: “CoreLogic analysis shows U.S. homeowners with mortgages (roughly 63% of all properties) have seen their equity increase by a total of nearly $590 billion since the first quarter of … Continue reading...

Posted in: Real Estate Info Tagged: home equity, real estate, Real Estate Market, real estate news, real estate update, Roseville CA

#1 Financial Benefit of Homeownership: Family Wealth

While growing up, I, along with many of you, was taught by our parents and grandparents that owning a home is a financially savvy move. They explained how a mortgage is like a “forced savings plan.” When you pay rent, that money is lost forever. When you make a mortgage payment, much of that money accumulates as equity in the home. So, what exactly is equity? The equity in your Roseville or Sacramento area home is the amount of money you can sell it for minus what you still owe on the mortgage. Every month you make a mortgage payment, and every month a portion of what you pay reduces the … Continue reading...

Posted in: Real Estate Info Tagged: Corona Virus, home equity, real estate, Real Estate Market, real estate news

Why Home Equity Is a Bright Spark in the Housing Market

Given how we have seen more unemployment claims than ever before over the past several weeks, including many in our Roseville Sacramento area, fear is spreading widely. Some good news, however, shows that more than 4 million initial unemployment filers have likely already found a new job, especially as industries such as health care, food and grocery stores, retail, delivery, and more increase their employment opportunities. Breaking down what unemployment means for homeownership, and understanding the significant equity Americans hold today, are important parts of seeing the picture clearly … Continue reading...

Posted in: Real Estate Info Tagged: Corona Virus, home equity, real estate, Real Estate Market, real estate news

How to Best Use My Home Equity

Kaye Swain Roseville Real Estate Agent sharing home equity information

What is Home Equity? Home equity seems to be a very simple calculation. The total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example: Current Home Market Value $325,000 Existing Mortgage $225,000 Homeowner Equity $100,000 One side of the equation is well defined, and it is found on the monthly mortgage statement, the loan balance. The other side is less obvious — the current market value of the property. As a homeowner, your down payment purchases your initial equity. Then your monthly (or additional) principal payments increase … Continue reading...

Posted in: Sell home Tagged: buy or sell a home, free home value report, home equity, home sellers

Kaye Swain REALTOR in Roseville CA real estate news and services including aging in place-multigenerational boomers and seniors old and vintage houses and first time home buyers

Hi and Welcome to KayeSwain.com.

Are you looking for homes for sale in Roseville CA and the surrounding area? I appreciate your stopping by and invite you to check out the various options available - from blog posts to inform you about this lovely Greater Sacramento Valley Area, to home searches you can set up - such as homes for sale Roseville, Lincoln, Rocklin, Granite Bay, Citrus Heights, Carmichael, Fair Oaks, etc, to fun real estate eye candy and more. And yes! This is true for residential neighborhoods, condo communities, and all of our lovely 55+ active senior retirement communities. If you have any questions about buying OR selling your home in Roseville or the surrounding Sacramento area, do give me a buzz at 916-768-0127 or email us at KayeSwainRE@gmail.com We're here to help you and your family with your real estate needs.

Kaye Swain Sun City Roseville Real Estate Agent

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Resources for Buyers

The Ultimate Home Buyer's Guide

Resources for Home Sellers

Click here for Kaye Swain’s ebook -> Your Home Sellers Guide 

 

 

Resources for Boomers and Seniors

  • Seniors First Resource Guide
  • John Palley,Attorney – Certified Specialist in Estate Planning, Trust and Probate Law – offers an excellent and free book you can download as a pdf – “How to Live & Die With California Probate.” (Scroll to the bottom of his page and click the photo of the book)

 

RSS Roseville California Joys Blog – Latest Posts

  • Lincoln, Rocklin and Roseville CA Holiday News 2023
  • More Holiday Things To Do in Roseville CA Area 11-18-23

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9167680127
KayeSwainRE@gmail.com
Christian Kaye Swain real estate agent blogger in Sacramento Roseville CA first time home buyers boomers seniors 700 700 with kw logo
© 2023 · Equity Framework
Kaye Swain Roseville Real Estate Agent, 916-768-0127, KayeSwainRE@gmail.com, CalBRE#01966207, with Keller Williams Realty, 548 Gibson Drive, Suite 200, Roseville CA 95678, (Each office is independently owned and operated)

If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal Opportunity Housing Provider.

Use of this site means you agree to the Metrolist Terms of Use. The content relating to real estate for sale on this web site comes in part from the IDX program of the MetroList MLS Services. Listing content is copyright © 2017 MetroList MLS Services. All information provided is deemed reliable but is not guaranteed and should be independently verified. The information provided is for consumers. personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. Please contact Kaye Swain Real Estate directly for additional information pertaining to the status and availability of properties displayed on this website.

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