buy or sell a home Archives

Selling your Roseville Area Home? Price Matters BIG TIME!

Call Kaye Swain 916 768 0127 for all your Roseville real estate needs as well as in the surrounding area

Selling Your House? Your Asking Price Matters More Now Than Ever There’s no doubt about the fact that the Sacramento Roseville housing market is slowing from the frenzy we saw over the past two years. But what does that mean for you if you’re thinking of selling your house? While home prices are still appreciating in most markets and experts say that will continue, they’re climbing at a slower pace because rising mortgage rates are creating less buyer demand. Because of this, there are more homes on the market. And in a shift like this one, the way you price your home … Continue reading...

April – June 2022 Real Estate Market Update for Roseville

Kaye Swain REALTOR shares April-June 2022 real estate market report for Roseville CA

April - June 2022 Real Estate Market Update for Roseville 55+ Homes The Federal Reserve raised rates in March, May, and June of 2022. June 15, 2022 was the largest since 1994. I wondered if that was making a difference in the real estate market. It seemed like it as I was working with my various clients, and noticing homes seemed to be staying on the market longer, prices were being cut (a rarity this past year - until this past month), etc. So I decided to do an April - June 2022 real estate market update for Roseville to see if I could tie it into the rate increases - that led to major … Continue reading...

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today

These two happy senior citizens are happy they sold while prices still high

In today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among buyers. Right now, homebuyers want three things: To be the winning bid on their dream home To buy before mortgage rates rise more To buy before home prices go even higher These buyer needs give you an amazing advantage – also known as leverage – when you sell. What Does This Mean for Sellers Today? You might already realize this enables … Continue reading...

Roseville Area Home Sellers Are in a Sweet Spot [INFOGRAPHIC]

Kaye Swain Roseville REALTOR sharing facts and figures for US and for Roseville real estate

Great news for Roseville Area Home Sellers! Some Highlights In today’s sellers’ market, you’re set up to win big when you list your house. That’s because homes are selling fast, receiving 4.4 offers on average and often selling above the asking price. Then, when you buy your next home, you’ll also win by addressing your changing needs and taking advantage of near historic-low mortgage rates. What About Roseville Area Home Sellers Specifically? Of course, this info is generic across the country. BUT I have done a few blog posts over the past several months that talk … Continue reading...

Virtual School Is Changing Homebuyer Needs [INFOGRAPHIC]

Virtual Schools are Changing Homebuyer Needs [INFOGRAPHIC] | Kaye Swain Roseville REALTOR

Virtual school for our Roseville area kids is changing homebuyer needs. The National Education (NEA) stresses that students at home need to have spaces specifically devoted to conducting their schoolwork for their virtual school." With remote learning sweeping the nationthis academic year, organized spaces with enough room for kidsto learn effectively are high on buyer wish lists. Here are a few options to consider for your next home. Virtual School is also impacting REALTORS While out showing homes to clients this week, we enjoyed tip toeing around the owner's sweet children, busily … Continue reading...

A Historic Rebound for the Housing Market

A total rebound for the housing market including Roseville CA

Pending Home Sales increased by 44.3% in May, registering the highest month-over-month gain in the index since the National Association of Realtors (NAR) started tracking this metric in January 2001. So, what exactly are pending home sales, and why is this rebound so important? According to NAR, the Pending Home Sales Index (PHS) is: “A leading indicator of housing activity, measures housing contract activity, and is based on signed real estate contracts for existing single-family homes, condos, and co-ops. Because a home goes under contract a month or two before it is sold, the Pending … Continue reading...

Home Selling AND Buying But Worried About Finding a Home?

Kaye Swain Roseville Real Estate Agent sells real estate Roseville

Home Selling and Buying Together Are you thinking of home selling and buying at the same time. You know, selling your current house now while interest rates are so wonderfully low before they head up even more than they've already gone? Then you can buy a new home and maybe even pay the same price for a bigger house? Or perhaps it's downsizing you're after? Maybe even one of the lovely senior retirement homes that abound in Roseville for boomers and seniors?Then you might actually be paying less per month! BUT you've heard the market is tight and homes are hard to find! What to … Continue reading...

How to Best Use My Home Equity

Kaye Swain Roseville Real Estate Agent sharing home equity information

What is Home Equity? Home equity seems to be a very simple calculation. The total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example: Current Home Market Value $325,000 Existing Mortgage $225,000 Homeowner Equity $100,000 One side of the equation is well defined, and it is found on the monthly mortgage statement, the loan balance. The other side is less obvious — the current market value of the property. As a homeowner, your down payment purchases your initial equity. Then your monthly (or additional) principal payments increase … Continue reading...

Options in Light of the Interest Rate Increase

Kaye Swain Sacramento area REALTOR shares the difference an interest rate makes

Interest Rate Increase December 2015 As you have probably heard (especially if you follow my Facebook real estate page and/or my Twitter feed - @KayeSwain ), the Federal Reserve moved forward with an interest rate increase in December, 2015. Not by much, but it was a start. If you're wondering how much of a difference an interest rate increase can make, take a look at this infographic! Interest Rate Impacts on Home Buying When we bought our first home in Roseville about 20 years ago, we were able to assume an adjustable rate loan that was at a phenomenally low rate for then. It … Continue reading...

Search the MLS easily right here!

Three ways to search the MLS for homes for sale in Placer County and the Surrounding Sacramento area. 1. Map Search 2. Quick Search To search below, just type in the house number, street, city, state, OR zip into the grey bar with those words (it doesn't like Roseville CA - just do Roseville ;) ) . Adjust the price, and number of beds and baths if you would like. Then click search. Once in the search screen, you can adjust any and all of these options plus you have more choices, along with a list including pictures on the right with a detailed map on the left. If you would like to … Continue reading...

Selling your Roseville Area Home? Price Matters BIG TIME!

April – June 2022 Real Estate Market Update for Roseville

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today

Roseville Area Home Sellers Are in a Sweet Spot [INFOGRAPHIC]

Virtual School Is Changing Homebuyer Needs [INFOGRAPHIC]

A Historic Rebound for the Housing Market

Home Selling AND Buying But Worried About Finding a Home?

How to Best Use My Home Equity

Options in Light of the Interest Rate Increase

Search the MLS easily right here!

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