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KAYE SWAINKAYE SWAIN

Kaye Swain Roseville REALTOR - Specializing in Over 55 Communities in Roseville CA Area

9167680127
KayeSwainRE@gmail.com
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First Home Home Buyer – What to Know

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FIRST TIME HOME BUYERS

Are you a first time home buyer? Welcome! You are embarking on an exciting adventure with a wonderful goal – to own your own home in the here and now and make a practical investment for your long-term future. I still remember the first time we bought our very own home and what a scary, exciting, exhilarating thrill that was. There was no internet then! Not a lot of books available to help guide us. It's definitely a lot better now with good info all around, including right here. I've got several excellent resources to help you in this fun journey!

FIRST TIME HOME BUYER RESOURCES

Kaye Swain Roseville Sacramento real estate agent sharing first time home buyer what to know

Many of the posts here at KayeSwain.com can be a big help. Especially:

  • Several Useful First Time Home Buyer Options and Resources
  • Home Buying Tips for First Time Home Buyers
  • Get Your Credit Score in Shape Before Buying a Home
  • Buying a Home? 7 Tips from Real Estate Insiders
  • Condos in the Roseville Sacramento Area
  • A Quick Way to Find Beautiful Old Homes For Sale In The Roseville-Sacramento Area

first time home buyer what to know app helps via Kaye Swain Roseville real estate agent

My free real estate app can be a big help – both for searching the MLS more accurately plus it's got a handy mortgage calulator. CLICK HERE to download it easily.

Pinterest Boards – I have several useful ones on buying a house prep, mortgages, loans, closing costs, moving tips, a specific board for the first time home buyer, and more.

Local Programs for First Time Home Buyers

The definition of a first time home buyer can be (though it may vary),

“You must be a First Time Home Buyer – Participants cannot have owned their primary residence within the last three (3) years (except for displaced homemakers).”

So you may have owned several homes, yet still qualify to be a first time home buyer. 🙂

Some of the programs for First Time Home Buyers include:

CALIFORNIA – Homebuyer Programs Sorted by County – California

PLACER – First Time Home Buyer Assistance Program – General Info

ROSEVILLE, CA – First Time Home Buyer Downpayment Assistance Program

ROCKLIN, CA – It may state there are no funds. But I've put the link here for you to check up on it periodically as funding could be reinstated again.

CITRUS HEIGHTS, CA – The Citrus Heights First-Time Home Buyer Program is a Down Payment Assistance (DPA) Program.

Of course, you can always CALL KAYE at 657-229-KAYE and I'll be glad to help you connect with a resource-full lender who will have all the details on these and any other first time home buyers programs in the area.

Wise Resources for the First Time Home Buyer

Buying a home is expensive. Even those who qualify for a VA loan have expenses, such a the home inspection. Then you own the home and you don't have a landlord to call if something breaks. It can definitely seem intimidating. One thing that has helped me personally in the past and still does to this day is a home warranty. I've read pros and cons to those. And they're not perfect. But I've personally used Old Republic Home Warranty for decades and been very happy with them. It helps me spread out the cost of any repairs over time (since I only pay a $60 co-pay for each repair (it may have gone up a bit in the last year or so) and they've really saved my bacon more than once. In fact, I think they are so practical, I have them on my rental homes as well.

Another way to make purchasing a home easier for you? I give you a wide variety of ways to search the MLS for homes for sale right here at KayeSwain.com You can use the search form at the top to put in your own specific criteria, CLICK HERE for a very detailed list of options to pick from for your search, or just enjoy browsing the houses below for homes for sale under $315,000 in the Placer, Sacramento area.

When you are ready to start looking at homes for sale, or if you need help with any of your real estate needs, definitely – CALL or TEXT KAYE at 657-229-KAYE or 916-768-0127 or send me an email at KayeSwainRE@gmail.com

Placer County Homes for Sale Under $316,000

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Sacramento County Homes for Sale Under $316,000


P.S. You can also CLICK THIS LINK to see those houses along with more information about them. 🙂

P.P.S. Ready to go out? Just Call Kaye 657-229-KAYE or 916-768-0127. 🙂

Kaye-Swain-real-estate-agent-blogger-in-Roseville-CA-near-Sacramento

Contents of this article...

    • FIRST TIME HOME BUYERS
    • FIRST TIME HOME BUYER RESOURCES
  • Local Programs for First Time Home Buyers
  • Wise Resources for the First Time Home Buyer

Posted in: Real Estate Info, Retirement Living Roseville Tagged: first time home buyer, free gift, real estate resources, Roseville CA

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Kaye Swain REALTOR in Roseville CA real estate news and services including aging in place-multigenerational boomers and seniors old and vintage houses and first time home buyers

Hi and Welcome to KayeSwain.com.

Are you looking for homes for sale in Roseville CA and the surrounding area? I appreciate your stopping by and invite you to check out the various options available - from blog posts to inform you about this lovely Greater Sacramento Valley Area, to home searches you can set up - such as homes for sale Roseville, Lincoln, Rocklin, Granite Bay, Citrus Heights, Carmichael, Fair Oaks, etc, to fun real estate eye candy and more. And yes! This is true for residential neighborhoods, condo communities, and all of our lovely 55+ active senior retirement communities. If you have any questions about buying OR selling your home in Roseville or the surrounding Sacramento area, do give me a buzz at 916-768-0127 or email us at KayeSwainRE@gmail.com We're here to help you and your family with your real estate needs.

Kaye Swain Sun City Roseville Real Estate Agent

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Resources for Buyers

The Ultimate Home Buyer's Guide

Resources for Home Sellers

Click here for Kaye Swain’s ebook -> Your Home Sellers Guide 

 

 

Resources for Boomers and Seniors

  • Seniors First Resource Guide
  • John Palley,Attorney – Certified Specialist in Estate Planning, Trust and Probate Law – offers an excellent and free book you can download as a pdf – “How to Live & Die With California Probate.” (Scroll to the bottom of his page and click the photo of the book)

 

RSS Roseville California Joys Blog – Latest Posts

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CONTACT US

9167680127
KayeSwainRE@gmail.com
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© 2023 · Equity Framework
Kaye Swain Roseville Real Estate Agent, 916-768-0127, KayeSwainRE@gmail.com, CalBRE#01966207, with Keller Williams Realty, 548 Gibson Drive, Suite 200, Roseville CA 95678, (Each office is independently owned and operated)

If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal Opportunity Housing Provider.

Use of this site means you agree to the Metrolist Terms of Use. The content relating to real estate for sale on this web site comes in part from the IDX program of the MetroList MLS Services. Listing content is copyright © 2017 MetroList MLS Services. All information provided is deemed reliable but is not guaranteed and should be independently verified. The information provided is for consumers. personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. Please contact Kaye Swain Real Estate directly for additional information pertaining to the status and availability of properties displayed on this website.

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