Real Estate Info Archives - Page 3 of 61

Buying or Selling a Home? You Need an Expert Kind of Guide

In a normal housing market, whether you’re buying or selling a home, you need an experienced guide to help you navigate through the process. You need someone you can turn to who will tell you how to price your home correctly right from the start. You need someone who can help you determine what to offer on your dream home without paying too much or offending the seller with a low-ball offer. We are, however, in anything but a normal market right now. We are amid one of the greatest health crises our nation has ever seen. The pandemic has had a dramatic impact on the journey consumers … Continue reading...

We Remember & Honor Those Who Gave All

We remember, today and always. … Continue reading...

Interest Rates Hover Near Historic All-Time Lows [INFOGRAPHIC]

Some Highlights Mortgage interest rates have dropped considerably this spring and are hovering at a historically low level. Locking in at a low rate today could save you thousands of dollars over the lifetime of your home loan. Let’s connect to determine the best way to position yourself for a move in today’s market. … Continue reading...

Experts Predict Economic Recovery Should Begin in the Second Half of the Year

One of the biggest questions we all seem to be asking these days is: When are we going to start to see an economic recovery? As the country begins to slowly reopen, moving forward in strategic phases, business activity will help bring our nation back to life. Many economists indicate a recovery should begin to happen in the second half of this year. Here’s a look at what some of the experts have to say. Jerome Powell, Federal Reserve Chairman “I think there’s a good chance that there’ll be positive growth in the third quarter. And I think it’s a reasonable … Continue reading...

Housing Market Positioned to Bring Back the Economy

All eyes are on the American economy, not to mention our local Roseville Sacramento economy. As the American economy goes, so does the world economy. With states beginning to reopen including here in California, the question becomes: which sectors of the economy will drive its recovery? There seems to be a growing consensus that the housing market is positioned to be that driving force, the tailwind that is necessary. Some may question that assertion as they look back on the last recession in 2008 when housing was the anchor to the economy – holding it back from sailing forward. But even … Continue reading...

#1 Financial Benefit of Homeownership: Family Wealth

While growing up, I, along with many of you, was taught by our parents and grandparents that owning a home is a financially savvy move. They explained how a mortgage is like a “forced savings plan.” When you pay rent, that money is lost forever. When you make a mortgage payment, much of that money accumulates as equity in the home. So, what exactly is equity? The equity in your Roseville or Sacramento area home is the amount of money you can sell it for minus what you still owe on the mortgage. Every month you make a mortgage payment, and every month a portion of what you pay reduces the … Continue reading...

2020 Homeowner Wish List [INFOGRAPHIC]

Are any of these on the wishlist for your home in the Roseville area? Which one(s)? Some Highlights In a recent study by realtor.com, homeowners noted some of the main things they would change about their homes to make them more livable. Not surprisingly, more space, an updated kitchen, and a home gym rose to the top of the list. If you’re thinking of selling this year, having these items in your listing might make your Roseville house more desirable than ever to potential buyers. … Continue reading...

A Surprising Shift to the ‘Burbs May Be on the Rise

Kaye Swain Roseville REALTOR shares Burbs

While many people across the U.S. have traditionally enjoyed the perks of an urban lifestyle, some who live in more populated city limits today, including Sacramento, are beginning to rethink their current neighborhoods. Being in close proximity to everything from the grocery store to local entertainment is definitely a perk, especially if you can also walk to some of these hot spots and have a short commute to work. The trade-off, however, is that highly populated cities can lack access to open space, a yard, and other desirable features. These are the kinds of things you may miss when … Continue reading...

Unemployment Report: No Need to Be Terrified Here in Roseville CA and Beyond

Unemployment info should be clarifying not terrifying in Roseville Sacramento and beyond

Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even higher. These numbers represent the extreme hardship so many families, including here in Roseville and the surrounding Sacramento area, are experiencing right now. That pain should not be understated. However, the long-term toll the pandemic will cause should not be overstated either. There have been numerous headlines claiming the … Continue reading...

Will Home Values Appreciate or Depreciate in 2020?

With the housing market staggered to some degree by the health crisis our country is currently facing, some potential purchasers are questioning whether home values will be impacted. The price of any item is determined by supply as well as the market’s demand for that item. Each month the National Association of Realtors (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for the REALTORS Confidence Index. Their latest edition sheds some light on the relationship between seller traffic (supply) and buyer traffic … Continue reading...