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KAYE SWAINKAYE SWAIN

Kaye Swain Roseville REALTOR - Specializing in Over 55 Communities in Roseville CA Area

9167680127
KayeSwainRE@gmail.com
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How Homeownership Can Help Shield You from Inflation

How can homeownership in Roseville Sacramento area help fight inflation

If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to ensure they’re still worthwhile. If you’ve been thinking about purchasing a home this year in our Sacramento Roseville area, you’re probably wondering if you should continue down that path or if it makes more sense to wait. While the answer depends on your situation, here’s … Continue reading...

Posted in: Real Estate Info Tagged: buy a home, buy a house, Citrus Heights, Lincoln, real estate, Real Estate Market, real estate news, Rocklin, Roseville

April 2022 Real Estate Market Update for Roseville Area

Kaye Swain Roseville REALTOR just loves our cute critters like this goose

Here are the April 2022 Real Estate Market Update stats for our Roseville area including Roseville, Rocklin, Lincoln, Citrus Heights, and Carmichael - all in the Greater Sacramento Valley Area. Along with some lovely sights from around our area. Roseville Single Family Homes - During March 1-31, 2022: 208 homes closed Median List Price - $659,154 Median Closed Price - $675,000 Median DOM - 6 Median Size of House 3/3 - 2,003 sq ft As of April 25, 2022: 175 homes are active 236 homes are pending Rocklin Single Family Homes During March 1-31, 2022: 80 homes closed Median List … Continue reading...

Posted in: Real Estate Info Tagged: 55+ senior retirement homes, Homes for sale in Carmichael, homes for sale in Citrus Heights, homes for sale in Lincoln, homes for sale in Rocklin, homes for sale in Roseville, Real Estate market report, real estate update, Retirement, Roseville CA

Is It Enough To Offer Asking Price in Today’s Housing Market?

Kaye Swain Roseville Sacramento Area REALTOR has great purchase tips for you

If you’re planning to buy a home in our Roseville Sacramento area this season, you’re probably thinking about what you’ll need to do to get your offer accepted. In previous years, it was common for buyers to try and determine how much less than the asking price they could offer to still get the home. The buyer and seller would then negotiate and typically agree on a revised price that was somewhere between the buyer’s bid and the home’s initial asking price. In today’s real estate market, buyers shouldn’t shop for a home with the same expectations. Things Are Different Today Today’s … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news

Myths About Today’s Housing Market [INFOGRAPHIC]

Some Highlights If you’re planning to buy or sell a home in our Roseville Sacramento area today, it’s important to be aware of common misconceptions. Whether it’s timing your purchase as a buyer based on Roseville Sacramento area home prices and mortgage rates or knowing what to upgrade or repair before listing your house as a seller, it takes a professional to guide you through those decisions. Let’s connect so you have an expert to help separate fact from fiction in today’s Sacramento and Roseville housing market.   … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news, Roseville Homes, Roseville Real Estate, Roseville real estate agent, Sacramento CA

How To Approach Rising Mortgage Rates as a Buyer

In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that rates will fall, waiting will only cost you more. Mortgage rates are forecast to continue rising in the year ahead. If you’re thinking of buying a home, here are a few things to keep in mind so you can succeed even as mortgage rates rise. How Rising Mortgage Rates Impact You Mortgage rates play a … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news

Why Pre-Approval Is an Important Step for Today’s Homebuyers

Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check out your personal finances and issue you a letter confirming the amount you’re eligible to borrow. This not only gives you a firm budget for house hunting, but also lets sellers know you’re qualified to make an offer.” Why does that matter so much today? There are many more … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news

Is It Time To Buy a Smaller Home?

Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies. But what does that mean for your home? If you’re looking for ways to focus more on the important things in your life, the answer could be downsizing. A recent article from The Balance talks about why it could be a great option, saying: “There are many reasons to buy a smaller home—or to downsize from your present home—but … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news

What Is Multigenerational Housing? [INFOGRAPHIC]

Some Multigenerational Housing Highlights If you have additional loved ones coming to live with you in our Roseville Sacramento area but don’t have enough space, it may be time to consider larger, multigenerational housing options. Some key benefits of multigenerational living include a combined homebuying budget, shared caregiving duties, enhanced relationships, and more. These benefits might be why more people are choosing to live in multigenerational housing and homes today. Let’s connect so you can find a house here in our Roseville Sacramento area that meets your changing needs … Continue reading...

Posted in: Roseville Area Tagged: homes for multigenerational families, homes for sale in Citrus Heights, Homes for sale in Fair Oaks, homes for sale Rocklin CA, homes for sale Roseville CA, multigenerational, multigenerational options, real estate, Real Estate Market, real estate news

On the Fence of Whether or Not To Move This Spring? Consider This.

If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn to the data. Today, there are far more buyers looking for homes than sellers listing their houses. Here are the maps of the latest buyer and seller traffic from the National Association of Realtors (NAR) to help paint the picture of what this looks like: Notice how much darker the … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news

Where Are Mortgage Rates Headed?

There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always invariably be wrong.” Coming into this year, most experts projected mortgage rates would gradually increase and end 2022 in the high three-percent range. It’s only April, and rates have already blown past those numbers. Freddie Mac announced last … Continue reading...

Posted in: Real Estate Info Tagged: real estate, Real Estate Market, real estate news

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Kaye Swain REALTOR in Roseville CA real estate news and services including aging in place-multigenerational boomers and seniors old and vintage houses and first time home buyers

Hi and Welcome to KayeSwain.com.

Are you looking for homes for sale in Roseville CA and the surrounding area? I appreciate your stopping by and invite you to check out the various options available - from blog posts to inform you about this lovely Greater Sacramento Valley Area, to home searches you can set up - such as homes for sale Roseville, Lincoln, Rocklin, Granite Bay, Citrus Heights, Carmichael, Fair Oaks, etc, to fun real estate eye candy and more. And yes! This is true for residential neighborhoods, condo communities, and all of our lovely 55+ active senior retirement communities. If you have any questions about buying OR selling your home in Roseville or the surrounding Sacramento area, do give me a buzz at 916-768-0127 or email us at [email protected] We're here to help you and your family with your real estate needs.

Kaye Swain Sun City Roseville Real Estate Agent

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Resources for Buyers

The Ultimate Home Buyer's Guide

Resources for Home Sellers

Click here for Kaye Swain’s ebook -> Your Home Sellers Guide 

 

 

Resources for Boomers and Seniors

  • Seniors First Resource Guide
  • John Palley,Attorney – Certified Specialist in Estate Planning, Trust and Probate Law – offers an excellent and free book you can download as a pdf – “How to Live & Die With California Probate.” (Scroll to the bottom of his page and click the photo of the book)

 

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9167680127
KayeSwainRE@gmail.com
Christian Kaye Swain real estate agent blogger in Sacramento Roseville CA first time home buyers boomers seniors 700 700 with kw logo
© 2022 · Equity Framework
Kaye Swain Roseville Real Estate Agent, 916-768-0127, [email protected], CalBRE#01966207, with Keller Williams Realty, 548 Gibson Drive, Suite 200, Roseville CA 95678, (Each office is independently owned and operated)

If you have a brokerage relationship with another agency, this is not intended as a solicitation. Equal Opportunity Housing Provider.

Use of this site means you agree to the Metrolist Terms of Use. The content relating to real estate for sale on this web site comes in part from the IDX program of the MetroList MLS Services. Listing content is copyright © 2017 MetroList MLS Services. All information provided is deemed reliable but is not guaranteed and should be independently verified. The information provided is for consumers. personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. Please contact Kaye Swain Real Estate directly for additional information pertaining to the status and availability of properties displayed on this website.

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